Resource Library

COVID-19 Update: The John T. Gorman Foundation is curating a list of resources, emerging best practices, and innovative ideas from across the country to help local organizations serve vulnerable Mainers during the coronavirus outbreak. To access those resources, visit www.jtgfoundation.org/resources/covid-19 or enter Covid-19 in the keyword search. Those results can be further focused by using the “Filter by” menu above to filter by population type (Young Children, Older Youth, Families, and Seniors) or by clicking the following links: childcare, education, food security, housing, rural areas, and workforce.

The John T. Gorman Foundation strives to be data-driven and results based and seeks to promote information and ideas that advance greater understanding of issues related to our mission and priorities. In our effort to promote these values, we offer these research and best practice resources collected from reputable sources across the country. The library also includes briefs and reports the Foundation has commissioned or supported, a listing of which can be found here.

 

Reducing the Black-white racial wealth gap will require dedicated and comprehensive policy solutions

July 28, 2021 – FamiliesChildcare, COVID-19, Education, Housing, Racial Equity, Wealth & Assets, Wealth and Assets, Workforce

A new issue brief from the Center for American Progress examines the Black/white wealth gap and summarizes a set of proposals and policy actions to address the gap. Some recommendations include allowing the U.S. Postal Service to conduct banking services to increase community access; investing in research and development opportunities for Black innovators and inventors; dedicating additional funds for Black entrepreneurs; developing a National Savings Plan to provide retirement accounts to public sector workers; and investing in young children through childcare and education. #racialequity #childcare #education #housing #workforce #covid-19 #wealth&assets

White homeowners are disproportionately refinancing their mortgages or selling their homes for equity

June 22, 2021 – FamiliesCOVID-19, Housing, Racial Equity

A new study from the Federal Reserve Banks of Boston, Atlanta, and Philadelphia utilizes anonymized data on 5.6 million mortgages to identify pandemic-era disparities in mortgage payments and home refinancing activity. The research reveals that Black homeowners have been more likely than white homeowners to have late or missed mortgage payments in the pandemic and are much less likely to have later caught up on payments. In addition, 12 percent of white homeowners have taken advantage of low interest rates to refinance their mortgages, while only 6 percent of Black homeowners have. These refinancing decisions eventually save borrowers billions of dollars, with only 3.7 percent of those savings going back to Black households. In part because Black borrowers typically have lower credit scores and higher risk for borrowing, the authors say, “borrowers who could use the payment reductions the most moving forward may be the least likely to obtain them.” #covid-19 #racialequity #housing

The Tight Housing Market Boxes Out Government-Insured Borrowers, Widening Homeownership Gaps

June 16, 2021 – FamiliesCOVID-19, Housing, Racial Equity, Wealth and Assets

A recent post from the Urban Institute highlights the ways in which lower income borrowers are disadvantaged in the current housing market. The authors suggest that the pandemic-era housing market favoring sellers facilitates discrimination against buyers using loans from the Federal Housing Administration and U.S. Department of Veterans Affairs. Urban’s analysis of government and government-sponsored enterprise loan originations finds that FHA loans in have declined from 22.8 percent of these loans in 2017 to 18.9 percent in early 2021. Since FHA loans are more often utilized by those with lower income, credit scores, and wealth—many of whom are buyers of color— this trend reinforces racial-ethnic gaps in home ownership. #covid-19 #racialequity #housing #wealth&assets

Despite federal moratorium, eviction rates returning to pre-pandemic levels

May 24, 2021 – FamiliesCOVID-19, Housing

The Idaho Policy Institute, with Princeton University’s Eviction Lab Tracking System, described the predicted impact of eviction moratoriums and local aid funds expiring on Idaho’s eviction rates. With the pandemic’s impact on unemployment and the lack of affordable housing options, the expiration of pandemic-related aid could mean that renters across the country will be facing eviction risks even higher than pre-pandemic when the moratorium expires, now extended to July 31, 2021. The authors note that households affected by the pandemic and facing months of back rent are likely to be in difficult straits as housing becomes more expensive and less available. #covid-19 #housing

Tracking the COVID-19 Recession’s Effects on Food, Housing, and Employment Hardships

March 29, 2021 – General –

Joblessness remains high and millions report that their households did not get enough to eat or are not caught up on rent payments. CBPP has been able to track the extent of this hardship thanks to nearly real-time data from several sources on the unfolding economic crisis. The impacts of the pandemic and the economic fallout have been widespread, but are particularly prevalent among Black, Latino, Indigenous, and immigrant households. These disproportionate impacts reflect harsh, longstanding inequities — often stemming from structural racism — in education, employment, housing, and health care that the current crisis is exacerbating. The American Rescue Plan Act, is projected to dramatically begin reducing poverty and narrowing disparities by race. Any reduction in hardship, particularly among children, would be a hopeful step for the country. Households with children face especially high hardship rates and considerable evidence suggests that reducing childhood hardship and poverty would yield improvements in education and health, higher productivity and earnings, less incarceration, and other lasting benefits to children and society. #covid-19 #economy #housing #foodsecurity #racialequity #edcuation

Building an Equitable Recovery Requires Investing in Children, Supporting Workers, and Expanding Health Coverage

March 24, 2021 – General –

The pandemic and its economic fallout have exposed glaring weaknesses in our nation’s economy that leave millions of people unprotected in bad economic times and prevent them from fully benefiting from a strong economy in good times. The recovery legislation that policymakers will consider later this year provides a historic opportunity to build toward an equitable recovery where all children can reach their full potential, where workers in low-paid jobs and those with fewer job prospects have the supports to help them meet their needs and get ahead, and where everyone has access to affordable health coverage. Achieving these goals requires attacking long-standing disparities in our nation, deeply rooted in racism and discrimination, that have led to starkly unequal opportunities and outcomes in education, employment, health, and housing. #covid-19 #economy #racialequity #workforce #education #housing

Racism and Discrimination Contribute to Housing Instability for Black Families During the Pandemic

March 18, 2021 – General –

This brief is the third in a series examining timely topics that are relevant to Black families and children in the United States. It uses national, state, and local data to examine housing access and other available supports for Black families, especially during the COVID-19 pandemic. The first brief provides a brief summary of recent data and historical context on family structure, employment and income, and geography for Black people with young children in the United States. The second brief sheds light on the role of federal policies in creating, maintaining, and addressing these structural inequities, with a specific focus on access to early care and education for Black families. #covid-19 #housing #racialequity

Five Ways Communities Can Ensure COVID-19 Vaccines Reach People Experiencing Homelessness

February 17, 2021 – General –

Vaccines are an important tool to protect people experiencing homelessness from COVID-19, but public health and homeless assistance systems face substantial barriers to reaching this group. Although many people enduring homelessness may meet other criteria given their age or underlying health conditions, they are generally not well connected to the health care system and face substantial challenges accessing the vaccine. And vaccine administration takes time—time to share information about the vaccine, administer the first dose, and plan for the second dose. Providing appropriate follow-up and care is even more challenging because people may move around or lack a safe space to store their vaccine card, or they may become disconnected from the shelter or service provider storing it for them. #covid-19 #vaccine #housing

Bans on Evictions, Utility Shutoffs Are Curbing COVID Infections: Study

February 8, 2021 – General –

Bans on evictions and utility shutoffs during the pandemic may not only be keeping people safe and warm in their homes: They might also limit the spread of COVID-19, new research suggests. Over the first nine months of the pandemic, the study found, U.S. counties with those policies reduced COVID-19 infection rates by about 4%. The impact on deaths appeared greater: Moratoria on evictions, specifically, were linked to an 11% decrease in COVID-related deaths, while bans on utility disconnections were tied to a 7% decline. The findings cannot prove that housing protections directly prevented COVID-19 infections, the researchers said. But the team, from Duke University, accounted for many other factors that might explain the connection, including state and federal actions taken at the time, from stay-at-home orders to mask mandates. They also weighed information on counties' demographics, like median incomes and health insurance coverage, the percentage of older adults, and the percentage of people with obesity or diabetes. #covid-19 #housing

Immigrant Families Continued Avoiding the Safety Net during the COVID-19 Crisis

February 1, 2021 – General –

In its first days in office, the Biden administration has already moved to reverse many of the Trump administration’s immigration policies that created a climate of fear and insecurity for many immigrant families. The prior administration’s changes to the “public charge” rule intensified immigrant families’ reluctance to participate in public benefit programs and supports that address basic health, nutrition, and housing needs. In this fact sheet, Urban Institute uses newly available data from their December 2020 Well-Being and Basic Needs Survey to estimate chilling effects on public program participation because of green card concerns and because of broader immigration concerns among adults in immigrant families. The continued chilling effects experienced by immigrant families in 2020 are alarming in the context of the pandemic, during which people of color, many of whom are part of immigrant families, have disproportionately experienced economic and health hardships. #covid-19 #racialequity #foodsecurity #housing

Immigrant-Serving Organizations' Perspectives on the COVID-19 Crisis

August 27, 2020 – General –

The Urban Institute partnered with the Protecting Immigrant Families, Advancing Our Future campaign (the PIF campaign) to gather national information on the immigrant-serving field during the early stages of the COVID-19 crisis (May to June 2020). In this brief, UI provide perspectives from organizations across the country that serve these families, sharing their view on what is happening in immigrant communities; what federal, state, and local response efforts have and have not done to support immigrant families; and how their organizations have taken action to respond to this crisis. We find that because of the economic crisis, organizations across the country are seeing an increase in unmet basic needs, such as cash, food, and housing, in the immigrant communities they serve. The challenges surrounding the COVID-19 pandemic and ensuing economic crisis are disproportionately affecting many immigrant workers and families across the US. An array of barriers, such as program eligibility rules and lack of language access, put federal, state, and local relief programs out of reach for many families. Community-based organizations (CBOs) serving immigrants with low incomes are on the front lines to support these families and fill the gaps in many government initiatives. But these organizations must deal with the challenges that the COVID-19 crisis imposes on their own staff and capabilities and with chilling effects that may discourage immigrant families from accepting support. #racialequity #foodsecurity #housing #covid-19

Targeting housing assistance to the states hit hardest by COVID-19

August 6, 2020 – Families

A new research brief from the Urban Institute ranks states’ on how hard their housing markets were hit by the COVID-19 pandemic and provides framework for delivering targeted housing assistance to those places. The rankings consider the share of rent-burdened households, the share of renters of color who missed or deferred rent, the delinquency rate, and the unemployment rate. Based on these statistics, states were assigned an aggregate ranking score. The aggregate ranking score for Maine is 46, placing it in the bottom quintile, or among the least-hard-hit statewide housing markets. Based on these scores the five hardest-hit states are New York, New Jersey, Louisiana, Florida, and Nevada. #covid-19 #housing