Resource Library

COVID-19 Update: The John T. Gorman Foundation is curating a list of resources, emerging best practices, and innovative ideas from across the country to help local organizations serve vulnerable Mainers during the coronavirus outbreak. To access those resources, visit www.jtgfoundation.org/resources/covid-19 or enter Covid-19 in the keyword search. Those results can be further focused by using the “Filter by” menu above to filter by population type (Young Children, Older Youth, Families, and Seniors) or by clicking the following links: childcare, education, food security, housing, rural areas, and workforce.

The John T. Gorman Foundation strives to be data-driven and results based and seeks to promote information and ideas that advance greater understanding of issues related to our mission and priorities. In our effort to promote these values, we offer these research and best practice resources collected from reputable sources across the country. The library also includes briefs and reports the Foundation has commissioned or supported, a listing of which can be found here.

 

Reducing the Black-white racial wealth gap will require dedicated and comprehensive policy solutions

July 28, 2021 – FamiliesChildcare, COVID-19, Education, Housing, Racial Equity, Wealth & Assets, Wealth and Assets, Workforce

A new issue brief from the Center for American Progress examines the Black/white wealth gap and summarizes a set of proposals and policy actions to address the gap. Some recommendations include allowing the U.S. Postal Service to conduct banking services to increase community access; investing in research and development opportunities for Black innovators and inventors; dedicating additional funds for Black entrepreneurs; developing a National Savings Plan to provide retirement accounts to public sector workers; and investing in young children through childcare and education. #racialequity #childcare #education #housing #workforce #covid-19 #wealth&assets

Legacy of housing discrimination leaves underserved neighborhoods without healthy food access

June 30, 2021 – FamiliesFood Security, Housing, Racial Equity

A study of housing patterns and food environments publicized by the Urban Institute has been published in Spatial and Spatio-temporal Epidemiology and demonstrates a link between housing discrimination and neighborhood investment. Using data from the University of Richmond, the U.S. Census Bureau, and the City of Baltimore, the authors find that “blockbusting”—when realtors “persuade white homeowners to sell their properties cheaply because of fears that people of color are moving into a neighborhood, and then resell those properties to newcomers for a profit” is associated with barriers to food access. Specifically, the authors find that areas experiencing historical and ongoing blockbusting score substantially lower on a healthy food access index than areas never subjected to the practice. #housing #racialequity #foodsecurity

White homeowners are disproportionately refinancing their mortgages or selling their homes for equity

June 22, 2021 – FamiliesCOVID-19, Housing, Racial Equity

A new study from the Federal Reserve Banks of Boston, Atlanta, and Philadelphia utilizes anonymized data on 5.6 million mortgages to identify pandemic-era disparities in mortgage payments and home refinancing activity. The research reveals that Black homeowners have been more likely than white homeowners to have late or missed mortgage payments in the pandemic and are much less likely to have later caught up on payments. In addition, 12 percent of white homeowners have taken advantage of low interest rates to refinance their mortgages, while only 6 percent of Black homeowners have. These refinancing decisions eventually save borrowers billions of dollars, with only 3.7 percent of those savings going back to Black households. In part because Black borrowers typically have lower credit scores and higher risk for borrowing, the authors say, “borrowers who could use the payment reductions the most moving forward may be the least likely to obtain them.” #covid-19 #racialequity #housing

The Tight Housing Market Boxes Out Government-Insured Borrowers, Widening Homeownership Gaps

June 16, 2021 – FamiliesCOVID-19, Housing, Racial Equity, Wealth and Assets

A recent post from the Urban Institute highlights the ways in which lower income borrowers are disadvantaged in the current housing market. The authors suggest that the pandemic-era housing market favoring sellers facilitates discrimination against buyers using loans from the Federal Housing Administration and U.S. Department of Veterans Affairs. Urban’s analysis of government and government-sponsored enterprise loan originations finds that FHA loans in have declined from 22.8 percent of these loans in 2017 to 18.9 percent in early 2021. Since FHA loans are more often utilized by those with lower income, credit scores, and wealth—many of whom are buyers of color— this trend reinforces racial-ethnic gaps in home ownership. #covid-19 #racialequity #housing #wealth&assets

U.S. Census Bureau describes living arrangements of young parents

June 14, 2021 – Older Youth, FamiliesHousing

According to the U.S. Census Bureau’s 2018 Survey of Income and Program Participation (SIPP), about half of young parents (ages 15-22) lived with their spouse or unmarried partner. While 22.7 percent of young parents live with a spouse, 30.2 percent live with an unmarried partner and the other half report living with no spouse or partner present (47.1 percent). The author notes that this follows the larger trend among young adults to live with an unmarried partner rather than marry and/or to marry later (median age at first marriage is about 30). Two-in-five young parents live with one or both of their own parents, although this rises to three-in-five among young solo parents. Living arrangements also varied by sex, with young fathers less likely to live with any of their children than young mothers (56.5 percent compared to 85.6 percent). #housing

Despite federal moratorium, eviction rates returning to pre-pandemic levels

May 24, 2021 – FamiliesCOVID-19, Housing

The Idaho Policy Institute, with Princeton University’s Eviction Lab Tracking System, described the predicted impact of eviction moratoriums and local aid funds expiring on Idaho’s eviction rates. With the pandemic’s impact on unemployment and the lack of affordable housing options, the expiration of pandemic-related aid could mean that renters across the country will be facing eviction risks even higher than pre-pandemic when the moratorium expires, now extended to July 31, 2021. The authors note that households affected by the pandemic and facing months of back rent are likely to be in difficult straits as housing becomes more expensive and less available. #covid-19 #housing

Report: Does Supportive Housing Keep Families Together?

June 6, 2019 – Families, Young Children, Older YouthFoster Care, Housing

In 2012, the Children’s Bureau in the US Department of Health and Human Services’ Administration for Children and Families funded Partnerships to Demonstrate the Effectiveness of Supportive Housing for Families in the Child Welfare System, a five-year, $25 million demonstration that provided supportive housing to families in the child welfare system, in five sites. The Urban Institute has completed a six-year cross-site evaluation, a mixed-methods randomized controlled trial that included 807 families. Research focused on answering the following: Does supportive housing improve access to services, keep families stably housed, help keep families together and reduce their time spent in the child welfare system, and improve the health and social and emotional well-being for parents and children?