Resource Library

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The John T. Gorman Foundation strives to be data-driven and results based and seeks to promote information and ideas that advance greater understanding of issues related to our mission and priorities. In our effort to promote these values, we offer these research and best practice resources collected from reputable sources across the country. The library also includes briefs and reports the Foundation has commissioned or supported, a listing of which can be found here.

 

Pandemic brings lower rates of moving than ever before

November 30, 2021 – FamiliesCOVID-19, Housing

New analysis of Current Population Survey data shows that despite the pandemic-era narrative of people fleeing COVID-19 and becoming untethered from their physical worksites, just 8.4 percent of Americans moved houses in the past year, lower than in any of the prior 47 years for which data are available. This decline is part of longer-running trend beginning in the 1960s, in part due to the mobility-limiting factors of greater career connectedness among women and an aging population. The report cites high housing costs (including rentals), underemployment, and demographic stagnation as all contributing to the present mobility decline and warns of the potential for these larger forces to reduce the competitiveness of American housing and labor markets moving ahead.

Creative blends of funding bring supportive and affordable housing to rural markets

November 29, 2021 – Families, SeniorsCOVID-19, Housing, Rural

As the pandemic continues to put pressure on the housing market and limit available shelter space, some rural communities are seeing homelessness become more visible. Community leaders note the “hidden” nature of rural homelessness, often manifesting in households “doubling up,” and say the perennial rural challenges of sparse funding and low population density complicate relief efforts. An overview from Affordable Housing Finance Magazine describes developer efforts in California, Maryland, and Florida to close those housing gaps by bringing affordable and supportive housing to rural spaces.

Pandemic housing initiatives repurposed to shelter those displaced by extreme weather

September 6, 2021 – FamiliesCOVID-19, Housing

Some pandemic-era strategies are proving to be useful in supporting residents impacted by other disasters such as extreme weather events. In response to the pandemic, states rented or bought hotels to provide places for unhoused people and other vulnerable residents to quarantine safely. These pandemic initiatives demonstrated that adapting hotels and motels is an easier, cheaper, and faster alternative than retrofitting other types of buildings, like offices, or building new structures from scratch. Now some wildfire-prone states such as Oregon and California are using hotels to shelter people who have lost their houses to fires. Aside from providing emergency shelter, these states are also converting some units into transitional and permanent affordable housing to meet community needs.

Reducing the Black-white racial wealth gap will require dedicated and comprehensive policy solutions

July 28, 2021 – FamiliesChildcare, COVID-19, Education, Housing, Racial Equity, Wealth & Assets, Wealth and Assets, Workforce

A new issue brief from the Center for American Progress examines the Black/white wealth gap and summarizes a set of proposals and policy actions to address the gap. Some recommendations include allowing the U.S. Postal Service to conduct banking services to increase community access; investing in research and development opportunities for Black innovators and inventors; dedicating additional funds for Black entrepreneurs; developing a National Savings Plan to provide retirement accounts to public sector workers; and investing in young children through childcare and education. #racialequity #childcare #education #housing #workforce #covid-19 #wealth&assets

Legacy of housing discrimination leaves underserved neighborhoods without healthy food access

June 30, 2021 – FamiliesFood Security, Housing, Racial Equity

A study of housing patterns and food environments publicized by the Urban Institute has been published in Spatial and Spatio-temporal Epidemiology and demonstrates a link between housing discrimination and neighborhood investment. Using data from the University of Richmond, the U.S. Census Bureau, and the City of Baltimore, the authors find that “blockbusting”—when realtors “persuade white homeowners to sell their properties cheaply because of fears that people of color are moving into a neighborhood, and then resell those properties to newcomers for a profit” is associated with barriers to food access. Specifically, the authors find that areas experiencing historical and ongoing blockbusting score substantially lower on a healthy food access index than areas never subjected to the practice. #housing #racialequity #foodsecurity

White homeowners are disproportionately refinancing their mortgages or selling their homes for equity

June 22, 2021 – FamiliesCOVID-19, Housing, Racial Equity

A new study from the Federal Reserve Banks of Boston, Atlanta, and Philadelphia utilizes anonymized data on 5.6 million mortgages to identify pandemic-era disparities in mortgage payments and home refinancing activity. The research reveals that Black homeowners have been more likely than white homeowners to have late or missed mortgage payments in the pandemic and are much less likely to have later caught up on payments. In addition, 12 percent of white homeowners have taken advantage of low interest rates to refinance their mortgages, while only 6 percent of Black homeowners have. These refinancing decisions eventually save borrowers billions of dollars, with only 3.7 percent of those savings going back to Black households. In part because Black borrowers typically have lower credit scores and higher risk for borrowing, the authors say, “borrowers who could use the payment reductions the most moving forward may be the least likely to obtain them.” #covid-19 #racialequity #housing

The Tight Housing Market Boxes Out Government-Insured Borrowers, Widening Homeownership Gaps

June 16, 2021 – FamiliesCOVID-19, Housing, Racial Equity, Wealth and Assets

A recent post from the Urban Institute highlights the ways in which lower income borrowers are disadvantaged in the current housing market. The authors suggest that the pandemic-era housing market favoring sellers facilitates discrimination against buyers using loans from the Federal Housing Administration and U.S. Department of Veterans Affairs. Urban’s analysis of government and government-sponsored enterprise loan originations finds that FHA loans in have declined from 22.8 percent of these loans in 2017 to 18.9 percent in early 2021. Since FHA loans are more often utilized by those with lower income, credit scores, and wealth—many of whom are buyers of color— this trend reinforces racial-ethnic gaps in home ownership. #covid-19 #racialequity #housing #wealth&assets

U.S. Census Bureau describes living arrangements of young parents

June 14, 2021 – Older Youth, FamiliesHousing

According to the U.S. Census Bureau’s 2018 Survey of Income and Program Participation (SIPP), about half of young parents (ages 15-22) lived with their spouse or unmarried partner. While 22.7 percent of young parents live with a spouse, 30.2 percent live with an unmarried partner and the other half report living with no spouse or partner present (47.1 percent). The author notes that this follows the larger trend among young adults to live with an unmarried partner rather than marry and/or to marry later (median age at first marriage is about 30). Two-in-five young parents live with one or both of their own parents, although this rises to three-in-five among young solo parents. Living arrangements also varied by sex, with young fathers less likely to live with any of their children than young mothers (56.5 percent compared to 85.6 percent). #housing

Despite federal moratorium, eviction rates returning to pre-pandemic levels

May 24, 2021 – FamiliesCOVID-19, Housing

The Idaho Policy Institute, with Princeton University’s Eviction Lab Tracking System, described the predicted impact of eviction moratoriums and local aid funds expiring on Idaho’s eviction rates. With the pandemic’s impact on unemployment and the lack of affordable housing options, the expiration of pandemic-related aid could mean that renters across the country will be facing eviction risks even higher than pre-pandemic when the moratorium expires, now extended to July 31, 2021. The authors note that households affected by the pandemic and facing months of back rent are likely to be in difficult straits as housing becomes more expensive and less available. #covid-19 #housing

Tracking the COVID-19 Recession’s Effects on Food, Housing, and Employment Hardships

March 29, 2021 – General – COVID-19, Economy, Education, Food Security, Housing, Racial Equity

Joblessness remains high and millions report that their households did not get enough to eat or are not caught up on rent payments. CBPP has been able to track the extent of this hardship thanks to nearly real-time data from several sources on the unfolding economic crisis. The impacts of the pandemic and the economic fallout have been widespread, but are particularly prevalent among Black, Latino, Indigenous, and immigrant households. These disproportionate impacts reflect harsh, longstanding inequities — often stemming from structural racism — in education, employment, housing, and health care that the current crisis is exacerbating. The American Rescue Plan Act, is projected to dramatically begin reducing poverty and narrowing disparities by race. Any reduction in hardship, particularly among children, would be a hopeful step for the country. Households with children face especially high hardship rates and considerable evidence suggests that reducing childhood hardship and poverty would yield improvements in education and health, higher productivity and earnings, less incarceration, and other lasting benefits to children and society. #covid-19 #economy #housing #foodsecurity #racialequity #edcuation

Building an Equitable Recovery Requires Investing in Children, Supporting Workers, and Expanding Health Coverage

March 24, 2021 – General – COVID-19, Economy, Education, Housing, Racial Equity, Workforce

The pandemic and its economic fallout have exposed glaring weaknesses in our nation’s economy that leave millions of people unprotected in bad economic times and prevent them from fully benefiting from a strong economy in good times. The recovery legislation that policymakers will consider later this year provides a historic opportunity to build toward an equitable recovery where all children can reach their full potential, where workers in low-paid jobs and those with fewer job prospects have the supports to help them meet their needs and get ahead, and where everyone has access to affordable health coverage. Achieving these goals requires attacking long-standing disparities in our nation, deeply rooted in racism and discrimination, that have led to starkly unequal opportunities and outcomes in education, employment, health, and housing. #covid-19 #economy #racialequity #workforce #education #housing

Racism and Discrimination Contribute to Housing Instability for Black Families During the Pandemic

March 18, 2021 – General – COVID-19, Housing, Racial Equity

This brief is the third in a series examining timely topics that are relevant to Black families and children in the United States. It uses national, state, and local data to examine housing access and other available supports for Black families, especially during the COVID-19 pandemic. The first brief provides a brief summary of recent data and historical context on family structure, employment and income, and geography for Black people with young children in the United States. The second brief sheds light on the role of federal policies in creating, maintaining, and addressing these structural inequities, with a specific focus on access to early care and education for Black families. #covid-19 #housing #racialequity