Redesigning the Financial Roadmap for the LMI 50+ Segment

For decades, the financial lives of Americans over the age of 50 were understood to follow a predictable lifecycle pattern. After working full-time into their early 60s, these individuals stopped working completely and began depending financially on a defined benefit pension plan. With a paid-off mortgage, comprehensive healthcare coverage, and reduced living expenses, they were free to live frugally, but securely, in their retirement.